SBI Personal Banking is an online service offered by SBI to its customers to access all its services online. A customer can login to the portal and utilize the services saving time & efforts of both the individual as well as the bank. This facility is offered by SBI through their official website.
SBI is the largest bank in India. It started its operation in the 19th century and so far has become the bank with the highest number of operative branches in India. SBI was founded under the name of Bank of Calcutta in 1806 and was the main supporter of finances for European trade & commerce. Later in 1823, the bank was handed over the responsibility to take care of various governmental financing activities. In 1860, the then Government of British India passed the Paper Currency Act and the printing of currency notes begun. Then, SBI had the sole power to issue the currency note in pan British India.
In 1921, SBI had its first merger when two major banks of that time, Bank of Bombay & Bank of Madras were merged into SBI. Now, the bank was named as the Imperial Bank of India. Later in 1955, the Reserve Bank of India acquired the Imperial Bank of India and thus the State Bank of India came into existence.
SBI today has over 15000 operative branches, 137 foreign offices in more than 32 countries and 51491 ATM machines.
Today, let us learn How to Login to Online SBI Personal Banking:
Methods to Login into SBI Online Banking:
There are two methods to log in to the SBI Online Banking. These two methods can be used irrespective of the account type you hold as they differ only on the basis of the internet speed you are operating with. This is a step taken by SBI to cater the rural areas of the country where internet speed is still a primary concern making people deprived of basic facilities. The two methods to log in to SBI Online Banking are:
- Login via SBI Personal Login:
When you open the home page of SBI login, you can spot two boxes at the home page. The two tabs read – personal banking & corporate banking respectively. Under personal login, again there are two tabs- ‘login’ & ‘login lite’. For high-speed customers, you must access to SBI Online Login through ‘Login’ tab.
- Login via SBI Online ‘Login-Lite’:
If you are facing a problem with your connection or have constant slow speed internet connectivity you may log in to personal banking by clicking on ‘login lite’.
Steps to login SBI Personal Banking:
- Visit https://www.onlinesbi.com/ :
To access the SBI Personal Banking facilities, you must log in to https://www.onlinesbi.com/ . as mentioned above, you will see two tabs on the home page, Personal Banking & Corporate Banking. As we are discussing ‘how to login to SBI personal Banking’ you must click on ‘Personal Banking’ tab.
- Choose between ‘login’ & ‘login lite’:
On the personal banking home page, you get two options, ‘login’ & ‘login lite’. You must choose the appropriate login tab according to the internet speed. For high internet speed, click on ‘login’ and for slow internet connections, click on ‘login lite’.
- Read & follow the instructions:
Assuming that you have clicked on the login tab, the next screen appears with instructions for keeping your account safe. You must read them thoroughly and do as advised. Hereafter, click on the ‘Continue to Login’ tab.
- Enter Login Details:
A screen prompt will appear with fields for username & password. Enter the username and password provided by the bank to log in to your online personal banking account. You must change the password provided by the bank for your security. Once you have filled in the columns click on ‘submit’.
Key features of SBI Online Banking:
You can Pay DTH and mobile bills with online banking
You can block lost ATM cards through online banking account.
You can buy E-life insurance online
You can pay taxes with online banking
There are many other features of SBI online banking that make day to day life easier. Now that you know how to log in to your SBI Personal Banking Account, you are all set to use all these features.